Last updated: April 14, 2025
By downloading, installing, or using the Kapitech mobile application ("App"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the App.
Kapitech is a personal finance application that helps users track expenses, create budgets, and set financial goals. The App stores all user data locally on the user's device and does not create user accounts or store data on external servers.
Kapitech is provided for your personal, non-commercial use. You may not use the App for any illegal purpose or in any manner inconsistent with these Terms.
We reserve the right to modify, update, or discontinue the App at any time without liability to you. We may also limit certain features and services or restrict your access to parts or all of the App without notice or liability.
Kapitech offers both free and premium versions of the App. The premium features are available through subscription options that include monthly or annual billing periods.
All payments are processed through the App Store, not directly by Kapitech. Your use of these payment services is subject to the respective terms and conditions of these third-party payment processors.
You can manage and cancel your subscription through your App Store account settings. Please refer to the App Store's terms for details on their policies regarding subscription management, refunds, and cancellations.
All user financial data is stored locally on your device and is not transmitted to our servers. You are responsible for maintaining the security of your device and the data stored on it.
Kapitech does not provide backup services for your data. We recommend that you regularly back up your device using the built-in backup functionality provided by your device's operating system.
Please review our Privacy Policy, which explains our practices regarding the collection, use, and disclosure of information that applies when you use the App.
Kapitech and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, and the design, selection, and arrangement thereof) are owned by us, our licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that the App will function without error or interruption, that defects will be corrected, or that the App or the server that makes it available are free of viruses or other harmful components.
IN NO EVENT SHALL WE BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE APP, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.
Kapitech is a tool for personal financial management and does not provide financial advice. The App should not be relied upon as a substitute for professional financial advice. Always consult with a qualified financial advisor for specific advice related to your financial situation.
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting the updated Terms on this page. Your continued use of the App after any such changes constitutes your acceptance of the new Terms.
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
If you have any questions about these Terms, please contact us at:
support@kapitech.app